Stop Creditor Harassment in Arizona
How can we help you with harassing creditors?
Are you constantly being harassed by creditors? We can help! The Federal Fair Debt Collection Practices Act has created laws delineating the guidelines debt collectors must follow when attempting to collect a debt from you. These laws were created to protect you from unscrupulous collection agencies who try and take advantage of consumers who simply do not know their rights.
STOP Creditor Harassment – Call us at 480-660-DEBT(3328)!
There are many legal ways a collections agent can contact you, including by mail, in person, phone, telegram or fax. But, agents are prohibited from contacting you before 8 a.m. or after 9 p.m. Even though a collector will call you at least once, if you tell them not to call them again, they are legally not to do so. In order for them to stop contacting you, you must let them know verbally or in writing. If you decide to do so in writing, we suggest using certified mail to complete that action. Even though you stopped them from calling you, it doesn’t prevent them from using other collection methods such as wage garnishment or a lawsuit.
If you’re currently being contacted by a collection agency, we recommend you call Arizona Debt Solutions as soon as possible to handle your situation on your behalf.
Debt Collector Collection Tactics
A lot of our clients were unaware of what their rights are when being contacted by creditors. They will use many different methods to get you to make a payment on that debt. Here are just a few ways they try and make that happen:
- Call you over and over via phone
- Using false info about your situation when speaking to you or family/friends
- Using threats of violence or harm
- Threaten to have you arrested
- Advising your employer of your current debt
- Posting a public list of clients who “refuse” to pay
- Contacting friends or family often and ask about you
Getting Help from an Arizona Bankruptcy Attorney in Phoenix
A lot of our clients are unaware that they can sue a collections agency or an individual in state or federal court for harassment. Contacting us today will determine if you have this type of case at your disposal on top of stopping the harassment immediately.
CONTACT US today for a Free Consultation!
Contact our firm to request your free bankruptcy evaluation!