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Phoenix, AZ Bankruptcy Attorney

Bankruptcy Lawyer Serving Phoenix

The new bankruptcy laws were enacted to help to help people get out of a debt situation that is too overwhelming and they just cannot pay back. Chapter 7 bankruptcy discharges your current debts and allows you to start fresh by rebuilding your financial health! In order to qualify, you must pass a “means test”. A means test is just to make sure you meet certain criteria in order to file a chapter 7 bankruptcy. This was enacted in 2005 for the court to see if you can or cannot pay back your debt.

Benefits of Chapter 7

There are MANY advantages of filing for bankruptcy. Once you file with Arizona Debt Solutuons, all harassing creditor calls / collection action’s’ will stop. While bankruptcy cases can take a few months to be completed you can be rest assured that no more collection activity will remain.
Once your Chapter 7 bankruptcy case is finished, you will obtain a Discharge of debt from the bankruptcy courts. Once this happens, you will NO LONGER owe that discharged debt!

Here are all types of debt you can include in your Chapter 7 Bankruptcy:

  • Vehicle Repossessions
  • Personal Loans
  • Credit Card Bills
  • Medical Bills
  • Utility Bills

The types of debt that CANNOT be discharched are as follows:

  • Many Student Debt Loans
  • Spousal Support or Alimony Payments
  • Child Support
  • Many Different Tax Debts with the IRS or State

So, as you can imagine, getting onboard with with the right Arizona bankruptcy lawyer is quite possibly the most important thing you can do to accurately navigate and complete a bankruptcy case. We are Arizona’s most experienced bankruptcy lawyers and have been for over 20 years now!

Get Dedicated Guidance & Advice from Arizona Debt Solutions!

If you find yourself in a financial trouble you just can’t get our of, there is hope AND legal options that will benefit you. These legal options are bankruptcy laws created for someone in your financial situation. When you choose Arizona Debt Solutions, you are getting the best of the best when it comes to bankruptcy. Once you pass your “means test” we will handle your case from start to finish!

Now, lets say you do not qualify for a chapter 7, this is where a Chapter 13 comes into play. This is where the “means test” comes into play. It will determine which bankruptcy type best suits you.

CONTACT US today for a Free Consultation!

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***The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
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